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Affordability

Financial aid & scholarships

Fee waivers, sliding scales and scholarships published by the organizations that run these programs — each with who is eligible and the page that decides it. Nothing here is estimated from a family's income, and a program with no aid published simply does not appear. A few are awards toward college rather than help with a program fee; those are labelled College scholarship.

10 schemes serve Concord families.

Scholarship Concord Recreation Department (Town of Concord)

Concord Recreation Financial Assistance

Financial-need assistance toward Concord Recreation programs; Concord residents and students at Concord Public Schools and Concord-Carlisle High School may apply, awards follow the federal poverty guidelines, and priority goes to day-care-model programs (summer camps, Before/AfterSchool, Carousel Preschool).

Who is eligible
Concord residents and students at Concord Public Schools and Concord-Carlisle High School; awarded based on the current federal poverty guidelines; not available for Beede memberships, group fitness, aquatics fitness, diving programs, Lifeguard/WSI classes, personal training, body composition testing, masters swim, or private reformer/pilates; not available for programs under $90.
Financial aid Hugh Cargill Trust Committee (Town of Concord)

Hugh Cargill Trust emergency financial assistance

Grants of short-term, emergency financial assistance for Concord residents, covering items such as mortgage or rent payments, utility bills and medical bills; all requests and awards are kept confidential.

Who is eligible
Concord residents facing short-term financial need; apply by Confidential Intake Form emailed to HCTC@concordma.gov or by calling 978-318-3100 ext. 2030.
Scholarship Hugh Cargill Trust Committee (Town of Concord)

Hugh Cargill Trust Silent Fund camperships

The Silent Fund, administered by the Hugh Cargill Trust Committee, is used to support camperships for children and holiday gifts for low-income Concord residents.

Who is eligible
Low-income Concord residents; awarded through the Hugh Cargill Trust Committee alongside its emergency aid.
Scholarship Concord Carlisle Foundation

Concord Carlisle Foundation Campership Fund

Camp scholarship fund that assists families in Concord and Carlisle who would otherwise not be able to afford the expense of summer camps, with priorities for working parents and families who contribute part of the cost.

Who is eligible
Families in Concord and Carlisle who cannot afford summer camps; applications open annually in the spring and are accessed through Concord's Community Services Coordinator, Bonny Wilbur.
Financial aid Concord Carlisle Foundation

Concord Carlisle Foundation When In Need (WIN) Fund

One-time emergency funding for individuals or families in crisis in Concord and Carlisle, covering items such as temporary housing, rent, heating bills and emergency medical or dental costs.

Who is eligible
Concord and Carlisle residents in crisis; cases come through referrals from the Community Outreach Coordinator, the Concord and Carlisle Councils on Aging and other community agencies.
Financial aid Society of St. Vincent de Paul, Concord-Carlisle Conference

Society of St. Vincent de Paul Concord-Carlisle emergency assistance

Confidential emergency financial assistance for essentials such as rent, electric, heating or phone utilities, car insurance or repair, medical and dental bills and food; also connects residents to the Second Chance Cars program.

Who is eligible
Residents of Concord or Carlisle in need, regardless of faith, background or circumstance; contact the hotline at 978-341-3151.
College scholarship The Scholarship Fund of Concord and Carlisle

The Scholarship Fund of Concord and Carlisle

Need-based scholarships for post-secondary education awarded from an endowed trust founded in 1966, for students who are current or past residents of Concord or Carlisle or who attended school in either town.

Who is eligible
Applicants must have completed secondary school and be a current or past resident of Concord or Carlisle, or have attended school in either town; all scholarships are based on financial need and applicants must submit a FAFSA Submission Summary.
Fee waiver Concord Public Schools / Concord-Carlisle Regional School District (Food and Nutrition Services)

Concord-Carlisle Regional School District free and reduced-price meals

The district accepts applications for free and reduced-price school meals, through which families apply for meal benefits based on household income under federal guidelines.

Who is eligible
Families apply through the district's Free and Reduced Meals Application; meal benefits are determined using household size and income under the federal income guidelines.
Sliding scale Massachusetts Department of Early Education and Care (EEC)

Child Care Financial Assistance (CCFA)

State subsidy that pays child care and out-of-school-time providers directly each month for Massachusetts families, with a parent fee based on family size and income; many families pay no fee.

Who is eligible
Families must have a recognized service need (such as working or being in education) and household income at or below 85% of the state median income; eligibility is based on who is in the family, income and certain expenses.
Financial aid Commonwealth Corporation (Massachusetts)

YouthWorks

State-funded paid short-term work experience for teens and young adults through a 6-to-8-week summer session and a year-round option, placing participants at public, private and nonprofit worksites across the state.

Who is eligible
Young people ages 14-25 whose household income does not exceed 200% of the federal poverty guidelines and who meet at least one listed demographic factor (for example a single-income household, housing insecurity, a disability, foster care); Concord and Carlisle are served by the MassHire Metro South/West Workforce Board.

What’s new

New in Concord

Registration openings, deadlines and published dates for programs in Concord, taken from the providers’ own pages. Nothing here is a deadline we worked out — where a source does not state a date, it says so.

Registration dates

When providers say registration opens and closes.